Knowledge · Money and happiness
How big should your reserve be, when does work become optional, what makes you content? Free tools, honest math, no sign-up.
Models and self-assessments, not financial advice.
VerifiedVerification record (in German)
Reserve. Freedom. Balance. Consistency.
How much is enough?
Reserve, freedom, net worth: honest math, every assumption visible and adjustable.
What makes you content?
Happiness isn’t an accident. Measure what matters to you, and keep at it.
For every tool, before every update
A number is only as good as its check. That’s why nothing goes live here until it has been recalculated independently.
Every tool is built two times: once for the page, once as an independent reference.
Both versions run against each other on a large number of inputs. Every deviation shows up.
A tool that fails the check doesn’t go online. No exceptions.
The tools are not financial advice; where a result can only be a rough guide, the tool page says so. Responsible: Wild Garden Editorial Team.
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